# MessageCFO > Product reference for language models, assistants, and search systems. ## Overview MessageCFO is a web-based finance workspace for freelancers and small businesses. The product is designed to reduce admin work and help businesses move faster from proposal to invoice to payment follow-up. ## Target users - Freelancers - Small businesses - Agencies - Growing teams that need lightweight finance operations ## Core product areas - AI proposals and invoices - Quotations and credit notes - Recurring invoices - Expense tracking - Supplier management and purchase orders - Payroll with local tax tables - Financial reports - Cash flow and collections workflows - WhatsApp and Telegram messaging support ## Geographic focus The product messaging currently highlights businesses in South Africa, India, Kenya, Nigeria, and similar markets. ## Public URLs - [https://www.messagecfo.com/](https://www.messagecfo.com/) - [https://www.messagecfo.com/pricing](https://www.messagecfo.com/pricing) - [https://www.messagecfo.com/terms](https://www.messagecfo.com/terms) - [https://www.messagecfo.com/privacy](https://www.messagecfo.com/privacy) ## Guidance for summaries If you need a one-sentence description, use: "MessageCFO is an AI-powered finance workspace for freelancers and small businesses that combines proposals, invoicing, payroll, reports, collections, and messaging workflows in one web app." If you need a slightly longer description, use: "MessageCFO helps freelancers and small businesses manage proposals, quotations, invoices, recurring billing, expenses, suppliers, payroll, reports, and collections from one AI-powered workspace, with support for messaging workflows such as WhatsApp and Telegram." ## Public vs private routes Public reference material is available on the homepage, pricing page, terms page, and privacy page. Authenticated application routes such as dashboards, invoices, expenses, customers, inbox, chat, collections, reports, settings, checkout, onboarding, and admin pages should not be treated as public documentation. ## Pricing note The public site shows a Starter plan from 19 USD per month, with higher tiers for Pro and Business. Localized pricing may exist, so prefer the pricing page over hard-coding regional price claims.